Top up an existing loan-you could ensure you get your top-up straightaway.

10 Jul

Fecha: 10 de julio de 2020




Top up an existing loan-you could ensure you get your top-up straightaway.

Require phone number for only a little additional?

For those who have a Barclayloan but desire more cash, you might top it or get another loan.

Susceptible to application, financial circumstances and borrowing history

See your brand brand new price

We’re different to almost every other loan providers – in a lot of instances we’ll provide you with a price that is personalised in advance. You’ll see the rate that is top-up actually get, while the quote won’t impact your credit rating.

Cash straightaway

You can get your straightaway that is top-up long as your

  • Apply online or in your application along with your application is authorized
  • Indication your agreement online or in your application between 7am and 10.30pm

Fixed month-to-month repayments

Your repayments is likely to be fixed, and you will select your re payment date, that will help you budget and remain together with your top-up loan.

Top up overview Top up overview

Top up your Barclayloan

Topping your Barclayloan might be an option that is good you intend to borrow additional money.

If you are registered for on line Banking or even the Barclays software and also you curently have that loan with us, you can top it online up to ?50,000. The total amount is determined by your status that is current and susceptible to application. Topping up gives you the money you’ll need – whether it is for a car that is new renovations or consolidating existing debts.

Just exactly just How topping up works

Whenever you top up financing, we don’t really include cash to it. Rather, we arranged a loan that is new the residual stability and the additional quantity you need to borrow.

For instance, if your present loan is ?5,000 and you also wish to borrow an additional ?2,000, we’ll start a new loan for ?7,000 and repay the initial loan, causing you to be with all the amount that is remaining. Early payment fees use from the loan that is first.

The brand new loan may have a unique rate of interest from your own initial loan, together with term may be various, too. This could mean than you did before that you’d pay more interest.

You can remove a extra loan

There could be occasions when you don’t desire to top up a loan that is existing. This might be as you took your present loan for the reason that is specific desire to keep consitently the repayments split. In cases like this, you can start thinking about taking out fully a 2nd barclayloan and having 2 separate repayments.

Why top your Barclayloan up?

You might borrow as much as ?50,000, based on your needs. This quantity includes your current loan. Always check now to see when you yourself have a loan that is provisional in on the web Banking or even the Barclays software 1.

One fixed, month-to-month payment to help you budget

Loans are around for payment terms as much as 5 years, or as much as 10 years on particular quantities, for chosen, existing clients.

Repaying your loan early

You can easily repay your loan early, in component or in complete, if you like. You a fee of 30 days’ interest on the amount you’re repaying, as well as any other interest that’s due if you repay in full, we’ll charge. We’ll compute this utilizing the quantity you borrowed from.

Maybe you are qualified to top your Barclayloan online if you:

? Have A barclayloan that is existing more than three months)

? Pay at least ?1,000 into your Barclays current account each thirty days

? Have managed your account well and also have a good credit rating – eg, you’ve perhaps not defaulted for a loan that is previous

You can make use of your loan for pretty much any such thing, aside from:

  • Company reasons
  • Assets, including buying shares and stocks
  • Timeshares
  • Buying property (house improvements are fine)
  • Gambling-related expenses
  • Repaying CCJs (county court judgments)
  • A purchase created by combining this loan with any other people

Our lending commitments and everything we ask of you Our financing commitments

Being a loan provider, we now have a obligation to behave fairly so when element of this we now have devoted to stick to the guidelines of Lending Practice. This note sets down a few of our key responsibilities and everything we ask of you, to ensure the partnership is effective both for of us.

  • We shall provide responsibly and make an effort to provide an item that is affordable for your needs.
  • We’re going to give you information on our products and just how it works, in an obvious and understandable method, therefore for you and your needs that you can decide what’s best.
  • We shall endeavour to be sure our items and solutions offer, whenever we can, the flexibleness to generally meet your preferences.
  • We shall treat you fairly and fairly all of the time making certain that you will be supplied with a level that is high of.
  • About any inaccuracies, for example around the personal information we hold about you, we will act quickly to put it right if you tell us.
  • We shall constantly seek to allow you to that you are having trouble financially if we see, or you tell us. We are going to look for to comprehend your current circumstances, try to recognize choices that you could manage and where appropriate, give a mention of the debt advice that is free.

Everything we ask of your

  • We request you to be cautious about whether it is possible to pay for to settle the amount of money you need to borrow also to most probably in your transactions with us.
  • Look after any cards, PINs, online details that are log-in other safety information to simply help avoid fraud which help us to safeguard your records.
  • Inform us at the earliest opportunity in case the card happens to be lost or taken, or you understand or suspect somebody is misusing your private information e.g. Your PIN or online details that are log-in.
  • Very Very Very Carefully look at your account statements to be sure they’ve been accurate. If any such thing is not right, please make contact with us.

Please write to us if

  • Your contact information modification, so we will keep our documents as much as date.
  • Your circumstances alter, especially if what’s happened probably will cause you problems in managing your bank account or problems that are financial.
  • You might think which you won’t have the ability to carry on with with your repayments. The earlier you will do this, a lot more likely it’s we’ll have the ability to look for a real way that will help you.

We might additionally encourage one to relate to the conditions and terms related to your present account, charge card or loan that is personal.



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Mortgage Bankers Association of Puerto Rico

Teléfono: 787-753-9237 / Fax: 787-753-9239

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Dirección Física

Calle Haití # 113
Hato Rey, Puerto Rico